A pension is a tax-efficient way of saving for life after retirement. There are a huge array of different pension plans available, which can sometimes be a bit daunting.
But the most important thing to remember is it's never too early to prepare. The earlier you start thinking about how much money you will need to live a comfortable life after retirement, the more control you can have.
Pensions help make your savings grow quicker. It is a long-term savings account on which you don’t pay tax on. Yet, a large percentage of people aren’t saving anywhere near enough to give them the standard of living they hope for.
It is crucial not to rely on the state pension to keep you going, even if you are eligible for the full amount. As this is far below a comfortable standard of living.
Seeking advice from a professional is always a step in the right direction.
Pensions and pension schemes are not the easiest of topics to understand. So, speaking to somebody who can provide you with the answers you are looking for makes sense right? That way you know exactly how much you need to save and what your finances after retirement will look like.
We have a dedicated team of individual financial advisors and Chartered Financial Planners, who work in-house at Pierce. They help clients with pensions and financial planning services.
This team is dedicated to offering a valuable service and working collaboratively to have all the answers on-hand for you.
The process starts with an initial consultation, to find out a bit more about you, your current financial situation, and your retirement plans.
We have experience working with a whole array of clients from; small business owners about employer pension schemes, to large business directors who are looking to save corporation tax, to individual clients who want clarity on how much they need to save and how they can do this.
We always keep in contact with any pension client, so we know if there are any changes in circumstances. For example, how your funds have performed, any changes to your cash flow analysis, and your retirement plans way ahead of time.
We provide regular reviews depending on your requirements; these can be weekly, monthly but are always at least annually.
Pensions don’t have to be a complicated topic, our duty is to make the process as straightforward and as clear to understand as possible. We have your best interests in mind and want to help you make the most of your finances and enjoy your retirement.
Contact our expert team today
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